Financing Made Simple, Regardless of Credit
At Auto Connection of Boiling Springs, we’re proud to be a trusted buy here pay here Boiling Springs SC dealership offering simple, stress-free financing solutions. As a car dealership with in-house financing, we approve customers directly—no banks, no third-party lenders, and no unnecessary delays. If you’re searching for buy here pay here near me, you’ve come to the right place.
Our in-house auto financing options are designed to help drivers facing bad credit car financing challenges or those seeking no credit auto loans. Credit history doesn’t have to stand in your way. We believe everyone deserves reliable transportation, which is why we offer flexible payment plans and affordable down payments to get you on the road faster.
As a leader in buy here pay here South Carolina financing, many of our customers are able to build or re-establish their credit by making on-time payments, improving their financial future while driving a dependable vehicle they can count on.
No obligation - Quick and easy process
Why Choose Our Buy Here Pay Here Program?
All Credit Approved
Bad credit, no credit, bankruptcy, or previous repo? We're here to help regardless of your credit history.
Affordable Down Payments
Our down payment options are designed to fit your budget and get you driving today.
Flexible Payment Terms
We work with you to create payment schedules that fit your income and lifestyle.
Build Your Credit
Make timely payments and watch your credit score improve over time.
Fast Approval Process
Get approved quickly without the lengthy wait times of traditional financing.
Personal Service
Work directly with our team for a no-pressure, transparent financing experience.
How Our BHPH Process Works
Browse Our Inventory
Choose from our selection of quality, inspected vehicles.
Drive Today
Complete the paperwork and drive away in your new vehicle.
What You'll Need
View available Buy Here Pay Here vehicles
Frequently Asked Questions
What is Buy Here Pay Here financing?
Buy Here Pay Here means we provide financing directly at the dealership instead of using banks or outside lenders. Payments are made directly to Auto Connection of Boiling Springs, which allows us to work with customers who have had past credit challenges.
Does the Pre-Approval application affect my credit score?
No. Our Pre-Approval application uses a soft credit check and does not affect your credit score. It's simply a first step to see if you may be eligible to continue.
Am I guaranteed approval if I submit a Pre-Approval?
No. Submitting a Pre-Approval does not guarantee final approval. Final approval is based on additional information and verification, but Pre-Approval helps determine if it makes sense to move forward.
Can I get approved with bad credit or no credit?
Yes. Many of our customers have bad credit, no credit, past repossessions, or previous financial challenges. We look at the whole situation, not just a credit score.
What happens after I submit the Pre-Approval form?
After you submit Pre-Approval, our team will review your information and contact you to discuss next steps. If appropriate, we'll guide you through completing a full application and selecting a vehicle that fits your budget.
Why don't you ask for my Social Security number upfront?
We don't require a Social Security number for the Pre-Approval step. This helps reduce unnecessary credit impact and allows you to explore options before completing a full application.
Do I need a down payment?
Down payment requirements vary based on the vehicle and individual situation. We'll discuss options with you after reviewing your information.
How are payments structured?
Payment terms are based on the vehicle, down payment, and individual circumstances. Our goal is to structure payments that are clear, manageable, and affordable.
Do you report payments to the credit bureaus?
Yes, we report to Equifax for qualifying accounts. Reporting is based on payment history and account status.
What documents will I need for final approval?
If you move forward, we may ask for items such as proof of income, proof of residence, a valid driver's license, and references. This helps us complete final approval accurately.
Who do you serve?
We proudly serve Boiling Springs, SC and surrounding areas including Spartanburg, Gaffney, Chesnee, Shelby, Forest City, and nearby communities.
Is my information secure?
Yes. Your information is submitted through a secure system and is used only to evaluate eligibility and contact you about your application.
Do I have to buy a car the same day I apply?
No. Submitting a Pre-Approval or application does not obligate you to purchase a vehicle. It simply helps determine next steps and available options.
Auto Connection proudly serves Boiling Springs, SC and surrounding areas including Shelby, Forest City, Gaffney, Chesnee, Spartanburg, Greenville and nearby communities.
Already working with us? Complete your full application here.